ADVERSE CREDIT SHARED OWNERSHIP MORTGAGES

IF YOU HAVE ANY PAST OR CURRENT ADVERSE OR POOR CREDIT WE CAN HELP YOU WITH AN ADVERSE CREDIT SHARED OWNERSHIP MORTGAGE NOW

The good news is that we still have a shared ownership mortgage for people with some bad credit and up to 100% of share is available subject to qualifying criteria. We expect this to be available throughout 2010

Whilst we have access to every shared ownership mortgage on the market there are times when the mainstream (high street) lenders cannot help.

This is when the mortgage is for more than 90% of the share or if there has been any type of past adverse credit history.

We can help with up to 100% and with past bad credit situations such as;
LATE PAYMENTS   DEFAULTS   CCJs   COMPLETED IVA   COMPLETED DEBT MANAGEMENT

We can help with a low rate mortgage up to 90% if you have had some very minor past, adverse such as a default satisfied over 3 years ago. No CCJs or serious adverse though.

So it is well worth completing our enquiry form. We do not charge a fee if we cannot arrange your mortgage so you are completely safe with us. No fee will be charged up front.

Poor credit mortgages are still available for shared ownership purchasers for shares between 25% and 75% of the full market value and here is the good news, up to 100% of the share. You will need funds of your own though to cover lender fees, valuation, legal and broker fees so it pays to be sure you will have sufficient money to complete a purchase.

We can provide you with a quick decision in principle so that you can tell your Housing Association that you have been approved for a mortgage, even with adverse credit history.

ADVERSE CREDIT & BAD CREDIT SHARED OWNERSHIP MORTGAGES

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

SHARED OWNERSHIP MORTGAGES FOR FIRST TIME BUYERS