ADVERSE CREDIT SHARED OWNERSHIP MORTGAGES & REMORTGAGES
Adverse credit is only acceptable on the no deposit scheme.

Adverse credit satisfied for at least 3 years can be considered up to 95% of share subject to appraisal.

The 100% scheme is from a specialist lender and does accept adverse credit (none in the last 6 months) but you must have at least £3000 to cover lender fees.

We do not charge up front fees 

General information

Mortgages can be arranged for any share amount from 25% to 75% of the full property value.
Shared ownership rent is based on the remaining share.
We carry out full affordability appraisals before arranging your mortgage.
If you have no adverse credit we prefer to offer you a 95% appraisal and quotation because you may find that you can raise the deposit because the lender fees are higher on 100%.
We can provide a quick quote, usually within 24 hours of your enquiry.

Your home may be repossessed if you do not keep up your mortgage payments.